Privacy Policy

1. Introduction

Asue Circle ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you use our digital rotating savings platform. Our goal is to provide a secure environment for community-based financial cooperation.

2. Information We Collect

To ensure a safe and secure environment for all circle members, we collect several types of personal and sensitive information:

• Identity Information: Full legal name, government-issued identification number (e.g., NIB, Passport, or ID Number), and residential address.
• Verification Data: A live face photo (selfie) used exclusively for identity verification to prevent fraud and ensure accountability within circles.
• Contact Information: Email address and phone number for account management and security notifications.
• Financial Information: Payment method details (Credit Card or PayPal) for subscription fees or contribution tracking. We do not store full credit card numbers; these are handled by our secure payment processors.

3. How We Protect Your Data

Your security is our top priority. We implement industry-standard technical and organizational measures to protect your information:

• Encryption: All sensitive data, including government IDs and face photos, is encrypted both in transit and at rest using advanced encryption protocols.
• Access Control: Access to sensitive identity information is strictly limited to authorized personnel and automated verification systems. Circle members cannot see your private legal documents or face photos.
• Data Retention: We only retain identity verification data for as long as necessary to maintain the security of your account and comply with legal obligations.

4. Use of Information

We use the information we collect for the following purposes:

• To verify your identity and prevent fraudulent account creation.
• To facilitate and track contributions and payouts within your savings circles.
• To process platform subscription fees for administrators.
• To communicate important updates about your circles or security alerts.
• To comply with applicable financial regulations and anti-money laundering (AML) requirements.

5. Data Sharing

We do not sell your personal information. We only share your data with:

• Service Providers: Secure payment processors (like PayPal) and identity verification partners who are contractually bound to protect your data.
• Circle Members: Only your public profile name and avatar are visible to other members of your savings circles. Your private verification data is NEVER shared with other users.
• Legal Requirement: When required by law, subpoena, or other legal process.

6. Your Choices

You can update your contact information through your profile settings. If you wish to delete your account or request a copy of your data, please contact our support team. Please note that active circle participation may require us to retain certain records until the circle cycle is completed.